No bank account and card comparison guide 💳

by | Jul 19, 2022 | Guide | 0 comments

You are looking for a account and a bank card without a bank? Don't panic, we have what you need! Thanks to our comparative guide, discover in a few clicks the best offers of the moment. Whether you choose a simple or premium card, the quality of the services offered will be there. Don't wait any longer and make your choice today!

If you want to avoid banks and their fees, you should know that there are alternative solutions! In particular, there are bank accounts and bank cards without a bank. These have the advantage of not having any additional fees: neither for account maintenance, nor for ATM withdrawals, nor for payments abroad. Here is a comparative guide of the best no bank account and card currently on the market.

If you don't want to pay the annual opening and/or management fees proposed by most banks, you should know that it is possible to get an account and a bank card without a bank. Indeed, there are different solutions for those who want to avoid going through a classic bank. An account without a bank is totally free and without any conditions of granting and income: this means that everyone (student or bank forbidden) can open one

What is a no bank account? It means that you don't have to go to your bank to open an account and manage your finances. The requirements for opening such an account depend on the financial institution you choose to work with, but in general they are very simple to use and offer users excellent freedom as to when and where they want to make financial transactions

The choice of an unbanked account is made primarily by considering its use. The most interesting offers for a person who simply wants to manage his daily finances and pay his bills will be different from those of a company. Generally speaking, there are three types of unbanked bank accounts: the current account, the Livret A and the life insurance. To choose the one that suits you best, here is a quick overview of each

The best free no-banking accounts and cards

With neobanks, it is possible to open an account and a bank card without a bank. These institutions offer more advantageous products than those offered by traditional providers. Here is a comparative guide to the no-banking account and bank card.

What is the difference between a bank card and a no bank account? The main difference is that a bank card involves a bank, whereas a no bank account does not. The no-bank account is therefore cheaper to use, as it does not require any monthly fees. Moreover, it also offers the opportunity to receive your salary in cash directly on this account, unlike the bank card which imposes minimum withdrawals and withdrawal fees.

The monthly cost of unbanked accounts and cards is on average 3€. However, some services may cost more, such as money transfers or account management. The fees for using the card are usually quite low, unless you make cash withdrawals outside your country. It is therefore important to compare the different offers before deciding on a solution!

If you need a RIB / IBAN and your bank does not provide this service, do not hesitate to use an account and a bank card without a bank. The advantages are multiple: the annual management fees are generally very low, it is possible to carry out financial operations from abroad (withdrawals and payments) without additional cost, etc. Here is our comparison of the best no bank account and bank card to help you make your choice If you need a RIB / IBAN and your bank does not provide this service, do not hesitate to use a no bank account and bank card

Many people choose a no-banking bank card for the advantageous conditions it offers. These include free withdrawals in certain networks and countries. With this card, you can withdraw money from an ATM or affiliated store anywhere in the world!

The advantage of the no bank account and bank card is that it is free! No need to pay annual fees or any other type of commission. It is true that there are not many options when it comes to choosing this type of financial product, but this could change in the near future given the renewed interest in this type of offer.

There are a multitude of bankless accounts and bank cards on the market. However, it's not always easy to find your way around because the offers change often and the promotions never last long! To help you make your choice among this jungle of offers, here is our comparative guide of the best free bank accounts and cards available today. The top 3 best accounts without bank: 1) The Nickel account has the highest interest rate, and is therefore particularly interesting for big budgets

The no bank account and card is the ideal solution for those who wish to save on management fees. The free offer allows you to benefit from a multitude of advantages, such as the absence of annual costs or fees related to withdrawals and account recharging.

The comparative guide of the account and bank card without bank is free! To receive it, you just have to fill in the form below. Your guide will be sent directly to your mailbox.

Having an account and a bank card without a bank is possible! There are organizations that offer this type of service from 2.90€ per month. This will allow you to use your Visa or Mastercard to pay for your purchases online or in stores, without any additional fees.

It is possible to find free bank accounts and cards without a bank! This is a great advantage, especially if you compare the costs of this solution with those of a classic bank. Compare the different offers to choose the one that suits you best.

Comparison of the account and bank card without bank! With the economic crisis that shakes the country, the French have more and more recourse to the services of alternative financial institutions. Among the latter, we find the big food stores and in particular the Carrefour brand which has been offering its customers for a few years now a free current account as well as a bank card without bank associated. These products have been designed to offer an advantageous alternative to traditional bank accounts, which are considered too expensive and not always adapted to the needs of consumers

Today there are different types of accounts and bank cards without a bank. Among the best known, we find the Nickel Account or the Paylib Virtual Bank Card. These two solutions have certain advantages such as the absence of commitment or fixed monthly fees. However, some people are reluctant to go this way because they are afraid that it will be difficult to get their money if they need it. However, this is far from being the case, as the two solutions mentioned above allow cash withdrawals or withdrawals with a classic bank card in most ATMs.

With an account and a bank card without a bank, you will pay only 4,90€ per month! No opening fees or commissions on payments. Also enjoy a personalized customer service available 7 days a week.

If you want to save on withdrawal fees, choose a no bank card that offers 3 free withdrawals per month. Otherwise, most traditional bank accounts and cards have different fees depending on the number of withdrawals you make in a month. Generally, the more money you withdraw, the higher the fees.

Comparison between the account and the bank card without bank! Yes, it is possible to enjoy the services of a bank without the costs. Discover here our comparator to choose the best solution for you.

With a no bank card, you can enjoy 3 free withdrawals per month. This is one of the main advantages of this type of account! This makes it easier to spend money and avoid the costs of cash withdrawals.

Whether it is to save on management fees or to have access to additional services, the no-banking account and bank card remain a very interesting solution. To subscribe to one or the other of these products, it is important to compare the offers proposed by different financial institutions. The rates charged vary considerably from one bank to another! Rest assured: whatever your financial situation, you will be able to find an account or a card without a bank adapted to your needs

Bank card without bank: 1€ per withdrawal! That's how much it will cost you to withdraw money with a bank card without a bank. If the latter is free, it is not necessarily the same for the fees related to financial operations like withdrawals. Indeed, most of the establishments practicing contactless payment apply a flat rate to each physical transaction made with your card. This means that you will be penalized even if your withdrawal amount is minimal

Whether you are a student, unemployed or employed, having an account and a bank card without a bank is the ideal solution if you want to save on bank fees. To do this, many establishments propose offers among which it is difficult to make a choice! In order to best compare the different solutions available to you, here is our comparative guide of the no bank account and card. Let's start with the no bank account

With a bank card without a bank, you will pay 1€ per withdrawal outside the European Union. Fees are lower with traditional bank accounts, which charge between 2 and 3% of the amount withdrawn.

The account and bank card without bank is a good way for people who want to save on fees. Indeed, there are offers from 6€ / month! These rates include the use of the card and the account as well as money withdrawals in euros or foreign currencies within the European Union. Moreover, these services are generally easy to use thanks to dedicated mobile applications.

If you want to save a few euros each month, you should know that many unbanked accounts and bank cards offer 5 free/month. It's the perfect opportunity to reduce your budget costs! Here is a comparison of the best offers of the moment.

Comparison of the account and bank card without bank The 6€ / month, it is the price of a subscription to a solution of account and bank card without bank. It is actually an offer proposed by the different organizations that provide this type of service. It is possible to take advantage of the benefits it offers free of charge or for a small annual fee. The main advantages are the immediate availability of funds and the ease of use.

If you are at the research If you are looking for a bank account and a bank card without a bank, you should know that there are different solutions that can meet your needs. Among the best offers of the moment, we found the Nickel Account and the Visa card free for 5 months! The Nickel Account is very easy to open: you just have to go to one of the physical agencies (with an ID) or online to create your account

Comparison of the bank account and bank card without bank With the many credit organizations that flourish on the net, it is not always easy to make a choice. To help you see more clearly, here is our comparison of the best financial products without bank! First of all, if you opt for a classic no-bank account, you should know that this type of service unfortunately only offers one means of payment: the bank card.

The no bank account and card is a good compromise for people who want to save on management fees. Indeed, these products are free up to 200€ / month!

If you want to avoid bank fees, you should know that it is possible to choose a card and an account without bank. The advantages? The cost is zero or almost zero! Here is our comparative guide of the best of the free in this matter.

The account and bank card without bank is the solution to save on management fees! Indeed, online banks offer free services up to 200€ / month. This represents a nice saving on the usual fees. Moreover, these last few years have seen the arrival of new providers who offer interesting advantages: no commission on payments abroad or attractive sponsorship program. Thus, it is easy to find the account and bank card without a bank that suits your needs

It is not always easy to find an account and a bank card without a bank. The offers are very varied and the conditions change regularly. However, by comparing the different offers on the market, it is possible to choose the best option for you. In this comparative guide of the account and bank card without bank, you will find all the information to make your choice! We have analyzed the main features of the available products, such as management fees, payment limits and insurance.

Good to know: account maintenance and administration fees are charged per year but can be reduced or even waived if you have a good level of income. No bank cards also have the advantage of not needing to be issued in a branch, which makes them easier to obtain. Depending on your usage, a no bank card could be the best solution for you! Don't hesitate to compare offers to choose the one that best suits your needs

How to keep your account online when you don't have a bank?

If you are considering switching to a bankless account, here are some pros and cons to consider:

  • Advantages: Unlike banks, unbanked accounts generally do not charge fees for opening and operating the account

The accounts without bank are more and more popular with the French. Indeed, this type of account offers many advantages compared to the traditional accounts offered by banks. People who are not happy with traditional banks or who are unable to open a bank account for various reasons can turn to no-bank accounts. The latter offer great flexibility and far fewer constraints than bank accounts

The main advantage of the account without bank is that it is accessible to all profiles! Unlike banks, there is no age or income requirement to open an account. Moreover, it offers the possibility of benefiting from the services of a bank card free of charge and therefore without additional costs.

What about the no bank account? This type of account allows you to make financial transactions and often also has an authorized overdraft. However, the services offered are limited and do not always allow access to all financial products. To choose the best account for your needs, compare the different offers!

However, there are some advantages of the online no-banking account. These allow a total flexibility and mobility since no appointment is required to open such an account, it is also possible to close it quickly if needed. Moreover, the fees incurred by this type of management remain very low compared to traditional bank fees (such as the blue card).

Who can open a bank account without online banking?

What are you waiting for to open an unbanked account? This is totally free and easy to do. You won't need to provide much information as it's just a simple current account. Go to the website for your country and start the process!

Bankless accounts and bank cards have been a real hit with consumers in recent years. The reason? These products are easier to obtain than a traditional bank account and can be used anywhere in Europe.

Comparison between the account without bank and the bank card without bank. The main advantage of the no-bank account is obviously that there are no opening fees, nor annual fees. The services offered are often more limited than those offered by traditional establishments, but it remains a good choice for people who want to have a current account for free. The no bank card is an excellent alternative to traditional credit cards.

It is important to know that unbanked accounts have fewer associated services, such as travel insurance or a bank card. In addition, these are much more expensive to use in annual fees and especially for foreign currency withdrawals. However, if you don't need these extra services or don't know how to make foreign transactions with your money, an unbanked account will probably be sufficient for your needs.

Save on bank fees by opting for a business account without a bank! Our comparisons of the best online banks especially adapted to freelancers and businesses will allow you to make the right choice. Whether it's for a simple bank card or a full account, discover the advantages and disadvantages of each solution!

How to open an account without an online bank?

This process is quick and easy, because you don't have to go to a branch! To compare the different offers available on the market, our website provides you with a comparative guide to bank accounts and cards without a bank. Check the opening conditions of each establishment before choosing the one that best suits your needs.

Go to our website and choose the card that suits your needs. Then click on the "subscribe" button and fill in the requested information (name, first name, address...). Choose your payment method (credit card or Paypal) and validate your order. Your bankless card will be delivered within a few days directly to your home!

To apply for a no-banking card, simply click here and follow the step-by-step instructions:

  • step 1: choose the type of bankless card
  • step 2: fill in personal and banking information on the online application
  • step 3: validate your application The first step is to identify if you want a reloadable card or a prepaid card. The major difference is that to obtain a reloadable card, you need to have a current account with a bank but this is not mandatory for Prepaid Cards.

It is therefore possible to open an account with certain neobanks without having to go to a branch. The latter also offer solutions for those who want to obtain a card without a physical bank, i.e. directly from the local tobacconist! In other words, the steps to open an account without a bank are extremely simple and accessible to everyone!

Can I open a joint account without a bank? Here is how to do it!

If you want to open a joint account, online banks and traditional banks are still a good solution. For this, check out our comparison of the best joint accounts!

Is it possible to get an account without a bank with a French RIB?

The bankless account is ideal for people who want to manage their money independently, whatever the amount to be deposited. The neobanks Nickel, Anytime (adapted to professionals) and especially Aumax offer simple and fast solutions to open an online bank account without any fees. The latter also offers a free Visa card that can be reloaded remotely from your customer area.

First of all, what is the account with French RIB? It is simply a bank account without a bank. You can open this type of account directly online and it is completely free. Perfect for people who want to save on bank fees! Moreover, thanks to Aumax, you also have a max card totally free. This card allows you to have your money quickly and easily, regardless of the country you are in

Is it possible to choose a free unbanked account?

If you want to avoid bank fees, there are online unbanked accounts that are free. But be careful, if you want to have a credit card to withdraw money or make purchases at a distance, you will have to pay. The rates vary from one neobank to another but in general it starts at 10 euros per month for a premium unbanked card. These types of cards often have insurance and other services included such as issuing bank checks

In any case, it is possible to obtain a bankless account at 0€ and a bankless card totally free. These means of payment also have the advantage of being easily adaptable to your personal situation because you can freely define the maximum limit of the operations you wish to carry out each month.

How to choose an account or card without a bank? Here are the tips from our experts!

- Account management fees: these fees cover the services rendered by the bank and vary according to the type of operations carried out (deposits, withdrawals, payments...), as well as the products chosen to manage your money. They are between 3 and 10 euros/month. - Free current operations: it is important to choose a bank that does not charge you for each payment or withdrawal made on your account. The same goes for money lending, overdraft fees and commissions on international bank cards

When choosing an online unbanked account, you should consider the following criteria:

  • Free account and bank card
  • User fees
  • The ability to collect income on your account
  • Opening and closing the account

The choice of an account without online banking has become a necessity for many French people. Indeed, this solution offers several advantages such as flexibility and simplicity of use. But what are the conditions to respect to make the right choice? Here is our comparative guide of the best non-banking account! First of all, it is important to define your real needs in order to find an establishment that will meet your expectations. Some unbanked accounts offer free services and others charge annual fees

Today, more and more people are choosing to use a bank card without a bank. Indeed, this solution has many advantages: no need to open a bank account and therefore less fees for current operations (withdrawals, transfers...), a varied offer with major partners such as Mastercard or Visa and a great ease of use. To choose the best card without bank according to your needs, our comparative guide proposes you a zoom on the various offers of the market

The advantages of the no bank account and card with RIB

The no bank account is the perfect alternative for those who want to save money! Indeed, the account opening and maintenance fees are non-existent, you don't need to anticipate each transaction (checks or transfers), your money is immediately available on your contactless bank card and finally some companies offer advantageous rates on their financial products.

Our opinion: the best unbanked account is the one that suits you!

Have you decided to turn to a bankless bank card, either for financial or ethical reasons? You should know that there are different types of cards and accounts that meet this demand. Here is our comparative guide to the best no bank account and card! First of all, you have to choose the right Cartwin: Visa Classic or Mastercard Free? The Visa is more advantageous because it offers a higher daily spending limit and travel cancellation insurance

Apply for a bankless account with a French bank card!

The Aumax account is a great choice for those looking to avoid bank fees! There are no requirements for use or minimum income, and it is completely free. Plus, the French rib will allow you to easily make payments here in France.

If you are at research a no bank account and card option, then take a look at the comparison below. We've reviewed the different offers on the market to help you choose the best one! First of all, if you want to open an account without any fees or constraints, La Banque Postale is a great solution. With its "Compte Nickel" offer, it allows its customers to pay and receive payments in Euros without any fees or surcharges

Traditional banks may offer no-fee bank accounts and cards, but they don't always make the best choices. Fortunately, there are many other institutions that offer this option! To find the most interesting offer for you, here is a comparison of the bank account and card without bank.

The review of this no-banking account is very good because it includes many free features such as:

  • a monthly limit for payments and withdrawals
  • the option to purchase on credit
  • the possibility of making free transfers to other banks in Europe
  • free SMS and email alerts on transactions made with the account
  • a customer service available 24/7
  • an intuitive and easy to use interface

With the advent of no-banking accounts and cards, it has become easier for consumers to save on bank fees. However, there is a wide range of products on the market and it's not always easy to choose. To help you see more clearly, here is our comparison of the best no bank account or card available in France!

The no-banking account and card have been developed to meet the needs of people who want a simple, fast and efficient solution to manage their finances. These products offer many advantages over the traditional services provided by financial institutions. Here is some information about these alternative solutions: - The no-bank account is easy to open and allows you to carry out all current operations (transfers, direct debits...). It is offered in the form of a physical or digital card and is associated with a mobile application that facilitates the management of finances

Discover Vivid, the free unbanked account that offers you many advantages!

With Vivid, you can pay for all your purchases online or in physical stores. Withdrawals and deposits are also free of charge directly into your bank account. No need for a card or checkbook! With its simple and uncluttered interface, managing your money becomes a breeze. Sign up for free and enjoy the benefits of the bankless account:

  • Free payments (from 100€)
  • Free cash withdrawals and deposits
  • Simple and uncluttered interface
  • Secure (https protocol)
  • Access your accounts from any computer or smartphone
  • Managing your personal finances
  • For individuals and professionals

The no bank account and card comparison guide is here to help you choose the best solution for your needs. Whether it is for a current account or a credit card, the offers of the different financial institutions are numerous and varied. Don't hesitate to compare the rates, the services and especially the conditions of use in order to find the product that best suits your profile!

If you are looking for a bank account and card without a bank, then you will find here a comparative guide to choose the one that best suits your needs. The different offers proposed by financial institutions are very varied and it is important to make the right choice!

The Vivid no bank account is very complete because you will have a VISA no bank card and a RIB (German). With this account, there are no fees for withdrawals or for using the card abroad. Moreover, payments are easily made in a few clicks on the internet. What more can you ask for?

- Receive and send money quickly, easily and free of charge all over the world. - Enjoy a wide range of features to manage your money efficiently. - Get exceptional customer support when you need it.

With Vivid's bankless account, you can also:

  • extend your overdraft limit to $10,000
  • benefit from a revolving credit with no annual fee and up to 3 times the account limit
  • advantageous rates on foreign currency transactions

With the Vivid no bank and no fee card, you can pay for all your daily purchases (food, hygiene,...). Thanks to it, you will also earn money on your expenses. Indeed, for each euro spent with this card in euros or in a convertible currency*, your bank creates 2% of the initial amount of the payment in loyalty points that Vivid will automatically transfer to your current account (except if it is overdrawn) each month

Comparison of the most advantageous bank accounts and cards without bank! With or without a bank, which is the best solution for you? Make the comparison below to choose your favorite offer.

The choice of an unbanked account is becoming more and more frequent. The different offers proposed by the financial institutions are numerous and varied, which makes the task difficult for the future customer. To help you make your choice, here is a comparative guide to no bank account and bank card!

Save on bank fees by opting for a card and an account without a bank!

The unbanked account is also interesting because it offers you the possibility to manage your budget and to easily analyze your expenses. In addition, in case of need, you can have access to a quick credit that can solve a financial emergency.

Comparison of the account and bank card without bank in France The choice of a payment institution (neobank) depends primarily on the specific needs of each individual. Some major players in the sector, such as max account, Nickel or Orange Bank offer a complete range of services that allow the user to manage his money easily from a computer, a tablet or a smartphone. These different solutions have been designed to meet the expectations of the French, who often have difficulty deciding between an account and a traditional bank card.

The unbanked account is the obvious solution for those who want to gain freedom and independence! You don't need to have a fixed income or be a homeowner to open an account, the conditions are much more flexible. The no-banking cards offer many interesting options such as high monthly spending limits. These solutions are particularly suitable for people who have problems with the law or with large financial institutions.

No bank account and card comparison: the benefits! 💳 The choice is wide when you decide to subscribe to a bankless account or card. Among the many operators on the market, there are very varied offers in terms of services and rates. But what exactly are the advantages of going through this type of offers? Let's see it together! First of all, it should be noted that most online banks offer free services as long as the card is used within the national territory

With a no-banking card, you have the possibility to pay directly for your purchases anywhere in the world without additional fees. This is very useful if you regularly travel abroad or if your work requires frequent travel. In addition, this card also has a Travel Assistance service that will cover medical expenses incurred during your stay abroad (up to 200,000 euros).

The choice of your unbanked card is important, that's why we have established this comparison of the best unbanked accounts and cards! Thanks to this comparison, you will be able to compare the different types of cards available (Visa, Mastercard or American Express), as well as the associated rates. It is essential to choose the right card according to the country you live in: a Domestiche Beneficiary Card in Italy might not have the same features as an International Student Card in England

Comparison of the account and bank card without bank! What is the best solution for you? Our experts are at your disposal by email or via chat to answer your questions and help you choose the best no bank account or card. Whether it is in terms of rates, options or services, we have everything you need to find THE right solution! So don't wait any longer and compare the different offers available on our site: there is no better way to find the best offer on the market

If you are looking for an alternative to traditional banking services, there are many ways to open an account without a bank. In particular, prepaid cards and accounts offer a similar set of features to those offered by the big banks, but with lower rates. To choose the best product for you, check out our no bank account and card comparison guide

The comparative guide of the account and bank card without bank is a document that will allow you to choose the best option for you! With this guide, discover the advantages and disadvantages of the different solutions available on the market, so you can make the right choice. Whether it's a no-fee bank card or a free current account, find the ideal offer in just a few clicks. Don't hesitate any longer, check out our no bank account and card comparison guide today

Pierre Cardin

Pierre Cardin

Editor at Optissima

Pierre is passionné by the questions financecières and aime aider the gens à mieous compmakesre ces sujets. Pierre a eté formé in comptabilité and in gestion d'entreplug, and it utilise ses connaissances for aider the lecteurs d'Optissima.com à prendre of decisions financecières éclearées.

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *

Recent articles

Our top articles

en_USEnglish